

Welcome to Rossman Kirk, PLLC, where experience intersects with excellence in navigating the laws impacting the consumer finance industry. Led by John K. Rossman, a nationally recognized authority on credit and collection law, the firm focuses on delivering unmatched advocacy and legal representation for creditors, debt collectors, financial institutions and servicers across the country.

Important Update
Name Change
Effective March 21, 2025, Rossman Attorney Group, PLLC has changed its name to Rossman Kirk, PLLC.
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Please note that this is a name change only, and our dedication to providing exceptional legal services remains unchanged.
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For all Culligan Quench customers, kindly direct all future payments to Rossman Kirk, PLLC, Attn: Quench Payments.
Thank you for your continued trust and partnership.

About
Rossman Kirk, PLLC
Rossman Kirk, PLLC is dedicated to providing strategic legal representation in construction law, representing contractors, subcontractors, engineers, architects, and homeowners’ associations in litigation, transactional matters, and debt collection.
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Founding members John K. Rossman and Benjamin J. Kirk bring decades of combined experience to the firm. John is a nationally recognized authority on the FDCPA, FCRA, and state regulatory frameworks, and has helped shape industry standards through landmark cases and leadership in the Consumer Relations Consortium. Ben is an accomplished litigator with a strong focus on creditor rights and construction law, known for his courtroom advocacy and practical legal insight. Together, they lead a firm dedicated to protecting clients’ interests with clarity, commitment, and exceptional legal skill.
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Court Admissions
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Connecticut Federal District Court
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Colorado Federal District Court
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Illinois Northern District Federal Court
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Indiana Northern District Federal Court
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Indiana Southern District Federal Court
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Michigan Eastern District Federal Court
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Michigan Western District Federal Court
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Minnesota Supreme Court
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Minnesota Federal District Court
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North Dakota Federal District Court
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Ohio Northern District Federal Court
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Wisconsin Eastern District Federal Court
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Wisconsin Western District Federal Court
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U.S. Court of Appeals for the Fourth Circuit
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U.S. Court of Appeals for the Sixth Circuit
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U.S. Court of Appeals for the Seventh Circuit
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U.S. Court of Appeals for the Eighth Circuit
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U.S. Court of Appeals for the Ninth Circuit

Our Areas of Experience
Credit Reporting
Strategic guidance on credit reporting practices and compliance.
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Creditors’ Rights
Protect and uphold the rights of creditors in legal matters.
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Defense of Regulatory Complaints
Vigorous defense against regulatory complaints and investigations at both federal and state levels.
Defense of Financial Licensing Complaints
Experienced representation to defend against financial licensing complaints and investigations.
Debt Collection
Comprehensive debt collection services to recover outstanding amounts.
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Employer Representation for Financial Institutions
Legal support and representation for employers in the financial and debt collection sectors.
Financial Institution Licensing
Navigate the complexities of financial institution licensing with our guidance.
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Fair Credit Reporting Act
Ensure compliance with the Fair Credit Reporting Act.
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Fair Debt Collection Practice Act
Adherence to the Fair Debt Collection Practice Act for ethical and legal debt collection.
Garnishment
Navigate garnishment proceedings with precision and compliance.
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Lender Licensing
Assistance in obtaining and managing licenses for lenders.
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Preference Defense in Bankruptcy
Strategic defense in bankruptcy cases involving preferences.
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State Licensing
Comprehensive debt collection services to recover outstanding amounts.
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Telephone Consumer Protection Act
Compliance guidance and defense against violations of the Telephone Consumer Protection Act.
Unfair Deceptive or Abusive Acts and Practices
Protection against and defense from unfair, deceptive, or abusive acts and practices.
Excellence in What We Do
Explore the excellence of our legal services tailored to meet your specific needs.
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Bankruptcy (Creditor Representation only)
Navigate bankruptcy proceedings with creditor representation.
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Collection Agency Licensing
Obtain and manage licenses for collection agencies to ensure compliance.
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Commercial Debt Collection
Tailored solutions for the efficient recovery of commercial debts.
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Compliance
Creation and maintenance of Compliance Management System (CMS) to meet regulatory standards.
Our clients consistently have the best ideas for how to defend their cases. We insist that our clients be actively involved in shaping strategy for each matter.
John K. Rossman
